Before you launch into weeks (or months) of responsibility-free fun in Europe, you’ll need to get some adult stuff out of the way, like sorting out your payment plan. With an HSBC Everyday Global Account, you can spend fee-free around the world everywhere Visa is accepted. Plus, transfer and spend in up to 10 local currencies (including EUR). Take advantage of real-time exchange rates and preload your all-in-one Visa Debit Card before you even arrive in Europe.

For budget travellers, there is a reliable and efficient bus service — be sure to download the Tallinja app to navigate your journey. There are also shuttle bus services, taxis and water taxis (the latter is a great way to explore the Grand Harbour). The only way to get to the sister islands of Gozo or Comino is by boat. Thankfully, there are many ferry options, including a Fast Ferry to Gozo via the capital of Valletta.

Dawn at Marsaxlokk Markets Sunday Fish Market should definitely be on your itinerary. Arrive as early as possible to catch the sunrise return of the colourful luzzu fishing boats. It will also ensure you beat the tourist crowds and can join the locals in haggling for the freshest fish. After a morning of shopping, explore Marsaxlokk Harbour, the oldest harbour in Malta, established by the Phoenicians in the ninth century BCE, and enjoy a seafood lunch at one of the many bistros dotting the harbour.

You shouldn’t miss your shot to visit Gozo, Malta’s sister island. Only 20 minutes from the main island, Gozo boasts breathtaking natural beauty and awe-inspiring cultural and archaeological sites, such as the iconic fortified city, the Citadel. According to legend, Gozo is the home of Calypso, the nymph from Homer’s Odyssey, whose cave overlooks the beautiful Ramla Beach, renowned for its unique reddish sand.