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By Libby Curran
May 01, 2020
By Libby Curran
May 01, 2020

This global pandemic might have us cooped up at home, but it sure hasn't dulled our penchant for online shopping. Without the bottomless brunches, bar hopping adventures and retail therapy sessions of regular life, many of us have a little extra in the savings fund and a whole lot more time for scrolling. And of course, those package deliveries are all the more thrilling when your social life is taking an enforced hiatus.

An offshoot of Bendigo and Adelaide Banks that's built for the digital world, Up is one of the new kids on the banking block. Its focus is on offering a primo mobile banking experience — the kind that fits into your real life with minimal hassle, leaving you more time to worry about the important stuff (like which of the 19 items in your basket will be making it to the checkout).

As an online shopping companion, Up's ticking plenty of boxes, thanks to a suite of features designed to keep things simple. For example, it'll show actual business names, locations and company logos in your spending history, so you're not left doing mental gymnastics trying to guess the story behind that $45.50 you dropped at 3am last Saturday. It's also got an automatic transaction categorisation function, to help keep your balances and budgeting in tip-top shape, without too much effort.

Shopping on international sites can normally be a bit fraught, what with the extra charges and conversion dramas. But Up is being a mate and passing on zero fees on all overseas purchases, both online and IRL. It displays both the local and foreign currency on your receipt and app, and will even send you an immediate purchase notification in Aussie dollars.

Throw in a bunch of nifty savings functions — like the ability to instantly round up your spare cents — plus upcoming bill predictions and a 1.85-percent interest rate, and you've got yourself one nice, breezy banking situation.

For more information about Up and to sign up for an account, jump over to the Up website.


FYI, this story includes some affiliate links. These don't influence any of our recommendations or content, but they may make us a small commission. For more info, see Concrete Playground's editorial policy.

General advice only. Please consider your personal circumstances before making a decision to join Up. Conditions Product issuer Bendigo & Adelaide Bank.

Published on May 01, 2020 by Libby Curran


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